DANIEL API FOR BANKS AND FINTECHS

Simple. Fast. Reliable.

A single API enabling next-generation cross-border payments for Banks and Fintechs.

A yellow pearl travels along a single green groove that splits into multiple grooves.

Powerful API features

Simple

Automatically gain access emerging technologies, such as DLT, when available via a single initial integration.

Resilient

Our proprietary Hybrid Multi-Cloud technology enables 100% uptime, and reduces cloud costs and vendor lock-in.

Smart

AI orchestration automatically makes complex decisions for the optimal payment route by speed and cost.

Configurable

Manage fees, FX margin, payment rail business rules and more. Our API enables complete configurability.

Interested? Talk to us

Global payments systems are outdated.
‍We’re changing that.

DANIEL is developing a smarter cross-border payments engine built from scratch for the Banks and Fintechs of the future. Our Web 3.0 Hybrid Multi-Cloud Super-Network will enable speed, scalability, security and ridiculously low fees through one simple API integration.

Single API

Access multiple configurable payment rails, both emerging and traditional, with one simple API integration.

Hybrid Multi-Cloud

Never go down — our patent pending Hybrid Multi-Cloud means 100% uptime for you and your customers. Ultimate resilience and portability, cost-effective, and liberates your applications from vendor lock-in.

Revolutionary rails

Automatic access to emerging payment rails as each becomes available via our API — no need to re-integrate.

Proprietary AI

Our smart AI algorithms form an orchestration layer that instantaneously finds the optimal route by speed and cost.

A better cross-border payments technology is on the way

Why work with us?

Contact our team

Built for the future

Replace the legacy analogue payments networks with the newest digital solutions.

Single API integration

One connection to rule them all, reducing resource requirements.

Reduce complexity

Leverage the newest innovations without losing focus on your core business.

No intermediaries

Cut out fees and control end-user pricing and margins.

Win market-share

With near-instant and inexpensive payments

First-mover advantage

Get the jump on your competition. You don’t need to be first, just be early.

Our technology

Future-proof to the core

DANIEL Hybrid Multi-Cloud Super-Network of DLT payment technology API stack

We’re building a proprietary tech-stack from scratch, fit to power the Banks and Fintechs of the future.

DANIEL Hybrid Multi-Cloud Super-Network hybrid cloud and local setups

A Hybrid Multi-Cloud core engine enabling agile, resilient infrastructure for Banks and Fintechs

Cross-border payments with:

Global scalability

State-of-the-art security

Maximised availability

DANIEL Proprietary AI algorithm 3D impression showing the payment route optimised by payment network, location, currency and exchanges.

3D representation of DANIEL's cross-border payments AI orchestration layer.

Smart-routing proprietary AI algorithms to optimise payment routes instantaneously

Orchestration layer optimises payment routes by:

Payment network

Location

Currency

Exchanges

DANIEL's Kubernetes cluster cross-section visualisation in 3D.

We put our technology to the test, with great results...

Watch as we put DANIEL's cross-border payments API to the test using two fictional apps emulating a UK- and US-based bank.

0.01% cost

The payment network cost was 0.01% of the transaction value.

3 minutes

The payment took only 3 minutes to settle. This was done without the optimisation, which is expected to improve performance.

Watch the demo

This video was created using fictional apps emulating US- and UK-based banks. Any similarity to real institutions or apps is purely coincidental.