Compliance, Legal & Data Privacy
Last Revised Date: March 2026
Daniel Global, Inc. (“Daniel”, “we”, “us”, or “our”) is committed to protecting your personal information and operating in full compliance with applicable U.S. federal and state laws. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you interact with our website (www.daniel.global), use the Danielpay mobile applications for Android (available on the Google Play Store) or iOS (available on the Apple App Store), or otherwise use our services (collectively, the “Services”).
This Policy applies to the Daniel Global website and the Danielpay mobile applications for Android and iOS. It does not apply to third-party websites, apps, or services linked from our Services, or to personal data processed solely on behalf of our clients or regulated partners (e.g., banks, Banking-as-a-Service providers, or payment partners). For those, please refer to the relevant organization’s privacy policy.
Daniel Global is a U.S.-based company. Our principal place of business is: 2323 N. Akard Street, Suite 1401 Dallas, Texas 75201 United States.
For questions about this Policy or your personal information, contact us at: DPO@daniel.global.
Information We Collect
We collect the following categories of personal information:
- Identity & Contact Information — Name, email address, phone number, date of birth, residential address, nationality, and other identification details you provide during registration or verification.
- Financial & Transactional Information — Bank account details (for payouts), transaction amounts, dates, recipient details, and payment method information (e.g., linked card via Apple Pay).
- Technical & Usage Data — IP address, device information (including device model, operating system version, and unique device identifiers), browser type/version (on the website), login data, pages or screens visited, interaction logs, and location data derived from IP address.
- Compliance Data — Information collected through third-party verification providers for KYC/KYB, OFAC sanctions screening, and AML checks, including document scans, biometric data (if required), verification outcomes and screening results.
Important Note on Sensitive Data and Data Minimization – We apply a strict data minimization principle. We do not store images or scans of government-issued photo identification documents (e.g., passports or driver’s licenses), selfies, or biometric data after successful verification is completed. Such data is processed ephemerally through trusted third-party providers and deleted immediately thereafter. We rely instead on tokenized or hashed verification attestations. We do not collect special categories of personal information (e.g., racial/ethnic origin, religious beliefs, health data) unless strictly required for compliance and only with your explicit consent or legal obligation.
Mobile Applications (Android and iOS)
When you use the Danielpay mobile apps, we may additionally collect or access:
- App permissions you grant (e.g., camera for identity verification during onboarding, if applicable; push notifications for transaction alerts). Access is limited to what is necessary for core functionality.
- Mobile-specific identifiers (e.g., Android Advertising ID or iOS Identifier for Advertisers/IDFA, subject to your device settings and, on iOS, App Tracking Transparency consent).
- Crash reports, performance data, and usage analytics (aggregated where possible).
Data practices are consistent across both Android and iOS versions unless otherwise noted. We will request only the permissions required for the app to function and will explain the purpose at the time of request. On iOS, we respect App Tracking Transparency; on Android, we respect user choices regarding advertising identifiers.
The information provided in our Google Play Data Safety section and Apple App Privacy Details accurately reflects the practices described in this Policy.
How We Use Your Information
We use personal information only for the following purposes:
- To provide, maintain, and improve our services (e.g., facilitate remittances, routing, and settlement orchestration).
- To perform identity verification, KYC/KYB, OFAC sanctions screening, and risk-based AML checks.
- To comply with legal and regulatory obligations (e.g., BSA/AML, OFAC, Travel Rule, state privacy laws).
- To prevent fraud, money laundering, terrorist financing, and other illicit activity.
- To communicate with you (e.g., transaction confirmations, support responses, service updates).
- To enforce our terms, detect and prevent abuse, and protect the security of our platform.
- For internal analytics, product improvement, and business operations (aggregated/anonymized where possible).
We do not sell your personal information. We do not use it for marketing unless you explicitly opt in.
Legal Basis for Processing
We process personal information based on one or more of the following legal bases:
- Performance of a contract — To provide our services (e.g., facilitate remittances).
- Compliance with legal obligations — To meet BSA/AML, OFAC, Travel Rule, Regulation E, and state privacy law requirements.
- Legitimate interests — For fraud prevention, platform security, service improvement (balanced against your rights).
- Consent — Where required (e.g., optional marketing communications or certain biometric data). You may withdraw consent at any time.
Sharing Your Information
We share personal information only as necessary:
- Service providers — With third-party verification and compliance providers (to perform identity verification, sanctions screening, and AML checks), payment processors and on/off-ramp partners (to facilitate funding, minting, and settlement), and other service providers that help us deliver our services.
- Regulated partners — Banks, Banking-as-a-Service (BaaS) providers, and virtual asset service providers (VASPs) to execute fund movement, custody, and compliance obligations (e.g., Travel Rule data sharing).
- Legal obligations — With regulators, law enforcement, or courts when required by law.
- Business transfers — In connection with a merger, acquisition, or sale of assets.
- With your consent — If you explicitly request or authorize sharing.
All third parties are contractually required to protect your information and use it only for the purposes we specify.
International Transfers
Some of our service providers and partners are located outside the United States. We ensure appropriate safeguards (e.g., Standard Contractual Clauses) are in place when personal information is transferred internationally, in compliance with applicable U.S. and state privacy laws.
Data Retention
- Onboarding/verification data: 5 years (BSA/AML recordkeeping requirement).
- Transaction records: 5 years.
- Logs and audit trails: 5 years.
Your Privacy Rights
Depending on your location and applicable law (e.g., CCPA/CPRA in California or other state privacy laws), you may have the right to:
- Access your personal information.
- Correct inaccurate data.
- Delete your data (subject to legal retention obligations).
- Opt out of certain data sharing or marketing.
- Limit use of sensitive personal information.
- Non-discrimination for exercising rights.
To exercise these rights, contact DPO@daniel.global. We will respond within the timeframes required by law (e.g., 45 days under CCPA). We may need to verify your identity before processing a request.
Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission or storage is 100% secure. You transmit data at your own risk.
Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will delete it.
Cookie Policy
We may collect personal data through the use of cookies. This is for the purpose of obtaining information about your general internet usage and some of these are essential for the operation of our Website. More information on the use of cookies and related technologies is available in our Cookie Policy document
Changes to This Policy
We may update this Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. Material changes will be communicated via the website, email, or app notification. Continued use of our services after changes constitutes acceptance.
Contact Us
For questions, requests, or complaints about this Policy or your personal information, contact: DPO@daniel.global Daniel Global, Inc. 2323 N. Akard Street, Suite 1401 Dallas, Texas 75201 United States
If you are a California resident and believe your privacy rights have been violated, you may contact the California Attorney General or file a complaint at oag.ca.gov/privacy/ccpa.