Banks & Financial Institutions
Institutional blockchain settlement for real-world bank operations.
Capabilities
Move Money Instantly and Compliantly Across Fiat and Blockchain Rails
DANIEL enables banks to settle payments in seconds, 24/7, across global corridors—using both traditional payment networks and regulated stablecoin rails, without re-platforming or crypto operational risk.
Global, 24/7 Settlement
Move money in seconds across global corridors, supporting remittances, SME payments, and B2B payouts.
Lower Cross-Border and FX Costs
Stablecoin-powered settlement reduces transfer costs to a fraction of traditional fees while preserving bank margins.
Intelligent Routing Across Rails
Transactions are routed across fiat networks, stablecoin chains, and regulated on/off-ramps to optimize for speed, liquidity, and cost.
Compliance Enforced End-to-End
Integrated KYC/KYB, AML, sanctions screening, and Travel Rule enforcement aligned with regulatory guidance.
Where DANIEL Fits in a Bank’s Payment Stack
DANIEL operates as a settlement orchestration layer above a bank’s existing payment infrastructure. It coordinates execution across fiat and blockchain rails while preserving current systems, controls, and operating workflows.
- No new wallets or custody of client funds
- No re-platforming of core banking or payment systems
- Compatible with existing ISO 20022 and ISO 8583 messaging
- Regulated on/off-ramps integrated into the settlement flow
How a Bank Payment Flows Through DANIEL
Designed to work within existing bank operating models. DANIEL does not require banks to hold digital assets, operate wallets, or change core payment systems.
Payment Initiated
A bank initiates a payment through its existing payments or treasury system.
Policy and Compliance Checks Applied
DANIEL enables and applies the bank’s configured policies, limits, and compliance requirements before execution.
Optimal Settlement Route Selected
The transaction is routed across fiat rails, stablecoin networks, or regulated on/off-ramps based on speed, liquidity, and cost.
Settlement Executed
Funds are settled using the selected rail, with confirmation generated at execution.
Visibility and Confirmation Returned
Execution and settlement status are returned to the bank’s systems for reconciliation and reporting.
Contact Us
Ready to see how DANIEL works for you?
Explore the platform or talk to our team about how DANIEL fits into your payments stack.